• Fed Third Rate Cuts Offer Homebuyers Measured Mortgage Relief Amid High Rates

    The Federal Reserve cut interest rates for the third time in 2025 this December. On paper, that sounds like great news...

    Sven KramerDecember 28, 2025
  • Why the Adaptation Finance Gap Threatens Global Stability

    The adaptation finance gap is no longer a quiet warning in climate reports. It is a real and rising crack in...

    Sven KramerNovember 30, 2025
  • How to Pay Back Reverse Mortgage Loan

    A reverse mortgage isn’t your typical loan. It is a way for homeowners, usually 62 or older, to turn home equity...

    Sven KramerNovember 2, 2025
  • Why the Future Looks Promising Despite Decreasing Mortgage Rates

    Mortgage rates are finally dropping, and it is about time. In mid-September 2025, the average 30-year fixed mortgage fell to 6.13%,...

    Sven KramerSeptember 27, 2025
  • Why Mortgage Rates Just Hit Rock Bottom for 2025

    Mortgage rates just dropped again, hitting 6.58% for a 30-year fixed loan, the lowest mark in 2025 so far. This is...

    Sven KramerAugust 30, 2025
  • 5 Reasons Why You Should Choose a 15-Year Mortgage

    A 15-year mortgage is a home loan you pay off in fifteen years instead of the usual thirty. The payments are...

    Sven KramerAugust 3, 2025
  • 5 Pros and Cons of Reverse Mortgages

    Reverse mortgages can be a financial lifeline or a trap, depending on how you use them. If you are 62 or...

    Sven KramerJuly 5, 2025
  • How the Housing Market Is Shifting Toward Buyers

    The housing market is finally leaning in favor of buyers. For the first time in over a decade, sellers outnumber buyers...

    Sven KramerJune 21, 2025