7 Best Retirement Podcasts to Start Tuning in to Today

podcast

If you aren’t listening to personal finance podcasts then you’re missing out on some great money education. If you’re interested in early retirement, retiring rich, or simply making the most of your retirement years, then you should be listening to retirement podcasts. Here is a list of seven of the best retirement podcasts on the air today.

1. Personal Profitability

This is a diverse money podcast that covers a variety of topics, several of which relate to retirement. For example, you’ll find a lot of information here about wealth-building, which is key to having a good retirement experience. There are quite a few FIRE episodes. For example, check out 3 Steps to Get Started on Your FIRE Plan. Plus, there are episodes specific to retirement planning. For example, listen to Retirement Planning with Christine Russell. Recent episodes are about half an hour long; older archives are a bit longer.

2. Financial Freedom

If you want to retire early then this is one of the best retirement podcasts for you. Grant Sabatier, author of Financial Freedom and creator of Millennial Money, obtained his own financial freedom by the age of 3o. He shares his own tips and interviews other people about how to achieve the same goal. There are many different approaches to retirement. For example, you can take mini-retirements over time to avoid burnout, which you can learn more about from this episode.

3. Listen Money Matters

This is another of the best retirement podcasts for people focused on retiring early. It’s all about how to earn as much money as possible right now so that you can retire and enjoy your later years work-free. In addition to all of the individual episodes, they’ve curated some of the best information for you into organized playlists. For example, check out Lessons from Self-Made Millionaires or Get Your Cashflow On with real estate investing.

4. Retirement Answer Man

What better place to get your retirement questions answered than from the Retirement Answer Man? With nearly 300 episodes to date, this podcast by Roger Whitney is one of the best retirement podcasts you’ll ever come across. It answers not only basic questions but also really in-depth aspects of retirement. For example, listen to The Pros and Cons of Variable Annuities for retirement. Alternatively, learn about how your personality plays into retirement planning.

5. Rock Your Retirement

The best retirement podcasts aren’t just about how to handle your finances. Instead, they’re also about how to live your best life after your retire. That’s what Rock Your Retirement is all about. Recent episodes include a series on dealing with pain as you age and how to handle the challenges of living in a multi-generational household.

6. NewRetirement

This podcast features interviews with an intriguing array of professional people who share their tips and tricks for maximizing both money and happiness upon retirement. Recent episodes have included interviews with investment entrepreneur Brian Bollinger, personal finance journalist Cameron Huddleston, and former Dwell Magazine CEO Michela Abrams.

7. Retirepreneur

More and more people are retiring from full-time work only to switch over to past-time passion projects that still earn them an income. It’s a great way to embrace retirement without getting bored. This podcast is all about how to make that happen. Specifically it’s about doing part-time consulting work post-retirement. For example, listen to Senior Start-Ups, Side Hustles, & Chat with Dawn Starks.

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Check the New IRS Tax Withholding Estimator Now So You Aren’t In Trouble Come April 2020

tax withholding

Tax time is a funny time of year. Some people are really excited when April rolls around. That’s because they get a lot of tax withholding money taken out of their paychecks throughout the year. Therefore, after filing their taxes, they get a nice big refund.

On the other hand, if you’re the type who tends to owe money, then tax time is no fun at all. One of the best ways to avoid the dread of this season is to act in advance. If you make sure that you’re withholding enough from your paycheck throughout the year, then you don’t have to stress about tax time in April.

The IRS has released a new tool that can help.

New IRS Tax Withholding Estimator

The IRS has always offered a tax withholding calculator. However, there were a lot of changes to taxes last year. Therefore, they felt that it was an important time to update. They’ve released a new tax withholding estimator that takes into account all of the latest tax rules.

You can use the tool to enter some basic information about your paycheck and current tax withholdings. Before using the tool, you should gather your recent pay stubs and last year’s tax forms. Then you can easily use this information to enter the required details into the withholding estimator.

The tool will also ask you a few basic questions that affect how much you’ll pay in taxes. For example, it will ask how many dependent children you have. The more accurately you answer all of the questions, the better result you’ll get from the estimator.

This tool will tell you how much money you should have withheld from each paycheck. If you follow the advice, then you shouldn’t owe any money come April 2020.

How to Use Information from the Tax Withholding Estimator

The Tax Withholding Estimator will give you a number. That number is the amount that you should have withheld from your taxes. It’s a good guess that should leave you owing nothing come tax time.

You can use this information to your advantage in a few different ways. For example, let’s say that the tool estimates you should have $500 withheld from each paycheck. If you withhold that amount, then you should break even come tax time. Now you can look at how much you’re currently getting withheld and make some choices.

Let’s say that you’re currently getting exactly $500 withheld. You could make the choice to keep things exactly as they are. Alternatively, you could make the choice to increase that slightly. This would cover any unexpected costs that might arise to help guarantee that you don’t owe taxes in April. Plus it might mean that you get some refund money back come tax time.

On the other hand, let’s say that your tax withholding is currently $1000. After the tax laws changed, people didn’t need to pay as much. However, if your taxes were already set up with your employer, perhaps nothing changed. Therefore, you’re paying in much more than you need to. You could keep things as they are and get all of that money back come tax time. On the other hand, you could safely reduce your tax withholding, which would give you more money in each paycheck now.

How will you use the new Tax Withholding Estimator to help you adjust your paycheck?

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Dave Banking App Review

Dave Banking App

Chances are that you’ve already heard of Dave, the personal finance app. However, did you know that there’s a new Dave Banking App? The new tool expands upon what the original app offered by provide a complete online-only banking solution.

What Is The Dave Banking App?

Dave Banking is a mobile bank geared specifically towards millennials, which is obvious from their website design. It implements some of the things that Dave was already known for and adds additional services. For example, you can set up an account with no monthly fees and no overdraft charges.

Dave Banking Benefits

Obviously, people who are concerned about overdraft charges will benefit from utilize this banking option. Here are some of the other benefits:

  • You can easily open an account by connecting your Dave banking app to your existing bank account. Alternatively, you can open your own brand new Dave checking account. There is no account minimum. You do not have to pass a credit check.
  • Dave has partnered with Credit Pop to offer a free credit-boosting service. The app reports your on-time rent and utility payments to the credit agencies. Therefore, you can improve your credit score by switching to this bank.
  • You get a $100 advance free of charge. There is no interest. In other words, if you run out of money, the account will help you without penalty.
  • Dave accepts direct deposits from tens of thousands of different employers.
  • The account is FDIC-insured. Therefore your money is protected as it would be with any other regular bank.

Budgeting Help and Predictive Account Info

The Dave Banking App offers some key benefits that many other regular banks simply don’t provide. For one thing, the tool gives you automatic budgeting help. You can easily use the app to see what you regularly earn and spend, plan for upcoming big expenses, and get other assistance with keeping to your budget.

Moreover, the app has a built in Artificial Intelligence tools. This helps predict your account balance before your next paycheck. Whenever it looks like you’re at risk of going empty in your bank account, you’ll receive an alert. Of course, you can rely on that $100 no-interest cash advance if you do go empty. But this AI and budgeting information helps you avoid that problem.

Dave Banking App Helps You Find a Side Job

This is another really unique featuring of banking with Dave. After all, when was the last time that your regular bank offered to help you find work? Dave has partnered with gig economy / sharing economy companies to help you find local work whenever you need extra money. You can apply for jobs directly through the Dave Banking App. It’s one of the most unique cutting-edge tools for a mobile bank to offer. And although it’s geared towards millennials, people of all generations can take advantage of earning a side income with a new gig.

Important Things To Know

Here are a few key things you’ll want to know before you choose this tool:

  • The Dave Banking App is available on Google Play and in the Apple Store.
  • You can tip the app and for every 1% that you tip Dave will plant a tree.
  • It costs $1 per month to bank with Dave.
  • This is a checking account, not a savings account, so you won’t earn interest on your money.

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