What Is Dianna Williams’ Net Worth?

dianna williams' net worth

For those of you who are fans of reality shows, dancing, and the Lifetime network, the name Dianna Williams likely rings a bell. Starring on the hit dance competition series ‘Bring It’ since 2014, Williams has made a name for herself not only in the dancing world but now on national television. But, when headlines announced her past involvement in the adult film industry, Williams was admittedly concerned about its impact on her present career. Did it actually hurt her brand though? What is Dianna Williams’ net worth today?

Dianna Williams’ Career

Williams, also known as “Miss D,” was born on November 29, 1978, in Jacksonville, Mississippi. At the age of four, she discovered dancing at the Angie Luke School of Dance and fell in love. She learned a variety of styles from ballet to belly dancing to modern styles.

“I graduated from high school when I was 16, and I realized then [teaching dance] is something I can do,” she said in a 2014 interview with Veronica Wells of Madamenoire.com.

Despite her talent and ambitions in dance, she began working in the adult film industry during college while living in California at the age of 19 in order to support herself to pursue her dreams. This part of her life did not last long, though, and she quickly left the industry before she got in too far. In fact, she has been very open about this time in her life, which has actually helped to make her a better coach.

After she pulled herself out of the adult film industry, she decided to finally go for it and open her own dance group. In 2001, before she even graduated from college at Jackson State University, where she was studying for a degree in Criminal Justice, Dancing Dolls Dance Team out of a small space at the Pied Piper Playhouse was born with Miss D leading the way, her IMDB page lists.

In addition to Dancing Dolls, she also was the founder and choreographer for the Grove Park Dancerettes from 2002 to 2004; was a choreographer for the Callaway High School Chargettes from 2006 to 2008; founder and choreographer of the Prancing Diamonds in 2007; vice president and choreographer of the Jackson Association For Majorettes; member of the JSU Modeling Squad; and the sponsor and costume designer for the Jackson State University Twirlers from 2004 to 2009 and the Jackson State University Banner Girls from 2007 to present.

She graduated college in 2005 but never ended up using her bachelor of science degree in Criminal Justice. However, she was previously employed for the City of Jackson as the Recreation Aide and Dance Instructor for the north side of the city.

In 2010, the 38-year-old formed her very own dance studio called the Dollhouse Dance Factory, When she first opened its doors, it began with 23 students that semester. Under their new home, the Dancing Dolls went on to compete and win more than 100 trophies and 15 grand champion titles of varying age groups.

She has also participated in several dance competitions over the course of her career.

Current Sources of Income

Due to the success of the Dancing Dolls, Lifetime television network decided to start a reality series based on the studio and the group. On March 5, 2014, ‘Bring It!’ aired for the first time. The show continues to be a hit and has been on for four seasons thus far.

Along with the show, she does continue to enroll students each semester to her studio. She started an additional income stream through selling merchandise on her website as well.

Her dance group is also currently touring the nation, where tickets can be purchased at various venues.

Dianna Williams’ Net Worth

With three years into the spotlight already, the above reportedly brings Dianna Williams’ net worth to roughly $1.5 million. This number is anticipated to rise with the continuing success of her show and increasing endorsement opportunities. Not to mention, it does not look like her studio will be closing up shop anytime soon.

 

PC: Justin J

Can You Have Two Car Loans At Once?

can you have two car loans at once

When purchasing a car, the process, although somewhat daunting, is, for the most part, fairly simple. That is, as long as you have decent credit. First, you find a vehicle that suits you and your monthly budget. Then, after settling on a price and putting some money down and/or trading in another vehicle, you’ll sign off on a loan (likely, at the dealer’s) and drive your new-to-you car right off the lot.  But, what if you’re buying two cars at once or buying another before your other vehicle loan is paid off? Can you have two car loans at once?

Can you have two car loans at once?

You may find yourself in a situation, particularly with your husband or wife, where you may need to have two car loans out at the same time. Whatever the circumstance, the answer is typical of most finance questions: it depends.

As with any loan, what will determine your approval comes down to a number of factors; mainly, your credit. Let’s break them down.

Getting Approved for Two Car Loans

There are a few key factors that will be considered for multiple loans. They are as follows:

Credit History: Not surprisingly, one of the first things a banker or lender will look at will be your credit history. A credit report will be obtained and reviewed, which will include your credit score, repayment history, other loans on file, and so on.

This will be one of the main elements in determining your approval for another car loan. Even though you were approved for one does not mean this second will come just as smoothly.

Proof of Income: In addition to credit history, those loaning you the money will want to see a proof of income — for obvious reasons. This shows them not only that you have money coming in regularly but provides an idea of how capable you are of repaying such debt.

Other Factors: Other factors that may be considered for another car loan may also include your debt to income ratio. If your debt ratio is 50% or more, you may have trouble getting approved for a loan even if you have a decent salary. Writer and real estate investor Michael Bluejay notes on his website that each bank differs, but in generous cases, your bank may permit you to have a 42% debt ratio. You can find out how to calculate your income to debt ratio here.

Keep In Mind

Be aware of the “straw” purchase. A “straw” purchase is basically when you buy a car for someone else but put the loan under your name. This is considered bank fraud, and thus, it’s illegal. One of the reasons for this is because a car is considered collateral. If you are trying to purchase a vehicle for a loved one, you should sign as a co-signer or give them cash to put toward their purchase. They are not able to own the car if the loan is under your name. However, if the individual is considered your dependent, this is a different case.

Think about why you need the car. Reconsider the loan to save on interest if you are able to pay straight cash. If you plan to only use the additional vehicle as shuttle only or for limited driving, it may not be worth taking out a loan.

Conclusion

So, can you have two car loans at once? Yes, but not without requirements. Cases and circumstances do vary. You might want to make sure you would even qualify for a second loan by speaking with a few lenders first before picking out that next car. You’ll also want to review what new interest rates you could have as they might be higher depending on your current loan status.

Have you ever had to take out more than one car loan at the same time? Share your experience in the comments below!

What Is the Difference Between Rich and Wealthy?

the difference between rich and wealthy

I remember writing in my diary once at the age of 12 that I wished my family were rich so we could afford certain indulgences like a swimming pool. The 12-year-old version of me wanted so badly to have a chlorine-treated hole of water in our backyard and thought this would bring my middle-school-pre-adolescent-self happiness. I was wrong. I was also immature with little life experience. At the time, I saw rich and wealthy as the same concept, understandably so. People can see the clear difference between rich and poor but not between the two words that both seem to mean having an excessive amount of money. There are many varying opinions on these two terms, so what is the difference between rich and wealthy?

The Difference Between Rich and Wealthy

Although Merriam-Webster Dictionary lists rich and wealthy as synonymous, both have conceptually different meanings. You might be rich with a large sum of money in the bank, but it does not mean you are wealthy. However, if you are wealthy, you could also be rich. Why is this?

What It Actually Means to Be Wealthy

When you close your eyes and imagine someone who is rich, what comes to mind? Likely, you’re seeing something similar to what I see, which is a large beautiful home, a luxury vehicle (or two), a spa-like backyard, and an overall extravagant lifestyle. While this may be accurate, there is one thing we don’t know about this mystery person: their financial plan to maintain said lifestyle.

Being wealthy is more than just having a lot of money. In fact, the difference between rich and wealthy is fairly simple; it all comes down to mindset, knowledge, and resources.

Dandan Zhu, Headhunter, Career Coach, Investor, and Podcaster Daily DANDAN, explains in this May 23, 2017, Quora post that being wealthy is not about how much you make but rather the strategies you take to make more than what you spend. She states that wealthy people will fare well in the following categories:

  • Saving. It’s hard to build wealth if you spend every dime you make. Zhu uses Warren Buffet as an example, who still lives in the Omaha home he bought in 1958 for $31,500.
  • Income Generation. Never stay in place in your career if you want to be wealthy, even if you’re already making six figures. The wealthy are always looking for ways to advance and to add various sources of income to keep their finances healthy.
  • Learning. Knowledge is power, and Zhu adds that part of this is learning how to deal and handle life’s setbacks. The response to such is also part of what separates the rich from the wealthy.
  • Investing. Zhu suggests that due to inflation and taxes, making your money work for you (instead of the other way around) contributes to wealth. This does not have to be the stock market; it can be assets, real estate, retirement funds, and so on.

New York Times columnist Paul Sullivan wrote in his book, “The Thin Green Line: Money Secrets of the Super Wealthy,” that people are wealthy because they have created financial security for themselves. In other words, according to Sullivan, they are in complete control of their money.

In an interview with Jessica Khorsandi of DujourNews.com, he says, “Rich to me is a number. It’s a bank statement, a broker’s account, perhaps it’s a number associated with the value of your house or the price of your car, but it doesn’t give you any security. It doesn’t tell anymore about your level of comfort in life. As we saw in 2008-2009, those numbers weren’t always enough.”

If that’s not an eye-opener, I don’t know what is.

Conclusion

When you only focus on what you have rather than how to build stability, you’ll find you’ll lose yourself fast. Many celebrities and professional athletes, such as Allen Iverson, have made this mistake, getting caught up in the lifestyle and materialism rather than creating financial freedom for themselves. Now, instead of living the dream, these individuals are finding ways to pay for their once lavish lifestyles and debts.

Instead of trying to earn your first million, put your attention toward improving your net worth, creating multiple streams of revenue, and building strong savings for cases of emergency, other investments, and the like.

What are your thoughts? How do you define the difference between rich and wealthy?