Home Decorating Trends of 2020

A new year and a new decade provide the perfect opportunity to make changes in your life and your home. Perhaps you are looking to update the color palate, add some new art and accents, or undergo a full kitchen remodel. Whether you want to make a bold statement or just do a little sprucing up, let these home decorating trends of 2020 offer some inspiration.

Home Design and Decor Elements

The latest design concept of Biophilia utilizes both human and natural elements. The idea is to make the space feel warm and inviting using sustainable materials. The use of recycled wood and reclaimed pieces also promotes an environmentally friendly home. Organic elements such as wood, stone and metal make it feel relaxed and seem like you are getting back to nature.

Some designers are now leaning away from the minimalist home decorating trends. Maximalism is all about embracing the grandiose. This translates into bright colors and pieces that convey grandeur. Professionals suggest choosing a few  specific pieces to showcase. Otherwise, you home could feel busy or cluttered.

Color Palates and Patterns

The Pantone color of the year for 2020 is Classic Blue. Expect to see designers incorporating this versatile shade of navy into their design elements, fabrics and decor. Navy provides a striking contrast which is another popular home decorating trend for the new year. If Classic Blue seems too strong a choice, the return of earth tones and neutral shades helps create a more subdued and natural ambiance.

Geometric patterns are still very popular, so consider adding them as an accent.  You can easily find fabrics and wallpapers in a variety of patterns. Just be cautious not to overdo it. This may create clashing patterns or optical illusions that induce migraines.

Floral wallpapers and accent walls will also be making resurgence in 2020. These have been around forever, but like other trends this year, it has a modernized twist. There will be larger scale, more vibrant colors, and metallic paper. It will be a particularly fashionable to put in foyers and powder rooms. Try stick-on options if you feel uncertain or unready to commit.

Vintage Home Decorating Trends

Just like fashion, home decorating trends go in cycles. This means your family heirlooms and pieces from the turn of the century are back in style. Furnishings with spindles, spool legs, and imperfect leather are hot ticket items. Other trendy vintage furnishings this year include free-standing claw-foot tubs and canopy beds.

When choosing your décor, think worn and weathered. Designers have a new appreciation of items that looked aged or have a patina. You will find many restored pieces for sale and distressing techniques for those who prefer to do it yourself. Earthenware such as clay, terracotta, and ceramic are another great way to add character to a space. Antique art is also making huge comeback, so keep an eye out for unique artwork to enrich your home.

Whatever your style or taste, this year’s home decorating trends blend the old with the new. It provides the perfect way to display your favorite antiques in a new, bolder light.

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Home Decorating Trends of 2020

Let the home decorating trends of 2020 inspire your next home makeover!


Teach English Abroad to get out of Debt

Teaching Abroad to get out of Debt

Some people spend their entire lives searching for their purpose in this world.  Although I have ventured down other career paths, I always find myself back at the same conclusion. I was born to be a teacher and have an innate passion for education. However, the American education system fails to pay teachers a livable wage. Many teachers choose to teach English abroad to help them get out of debt.

The Struggle of Student Debt

Any college student can tell you that a good education does not come cheap. My scholarships and financial aid covered a large portion of my tuition. However, I was still left with a large amount of debt to settle each semester. I had no desire to take out more loans, so I worked several part-time jobs and pushed myself to graduate early.

I also had the unfortunate luck of graduating the same year as the mortgage crisis. Being a part of the so-called “unluckiest generation” meant we were plagued with the burden of student debt, high unemployment rates, and slow economic growth. I  received a few job offers after graduation, but nothing that offered much hope to get out of debt. The teaching jobs were in the worst school districts and the salaries were on par with fast food workers. There was no possible way I could afford my rent working a single job, let alone build savings.

The Teaching Path Less Traveled

I sought advice from my mentors and family, unsure which direction to go. I ultimately decided that it was not in my best interest to accept such a low paying job. Rather than working a full-time teaching job and continuing my part-time side work, I chose to enroll in a graduate program abroad. While this meant accruing more debt in my pursuit of higher learning, I was able to finish my master’s degree in only two years at a fraction of the cost. My post-graduate degree also opened a myriad of doors that led me to other opportunities I had not even considered.

In my final months, I met some foreign exchange students who planned to use their diplomas to teach English abroad. We were all disenchanted with the unfulfilled promises of a college degree. The prospect piqued my interest, but the opportunity, salaries, and benefits packages seemed too good to be true. I had no desire to return to the United States to work a minimum wage job or live in my parents basement. I returned home with a sense of cautious optimism and a burgeoning plan.

Teach English Abroad

I spent months comparing job offers in Latin America, Europe and Asia. I agonized over my decision before I realized it was time to stop dreaming and make it a reality. Ten years later, I can tell you  that it was the best financial decision I have ever made. While some postings are definitely better on paper, many ESL jobs offer competitive wages, free accommodations, flight reimbursements, and national health care.

By comparison, Asia offers the highest salaries with the lowest cost of living. This means you can maximize your savings and pay off your debts without resorting to a diet of instant noodles or a life of social hermitage. I was personally able to pay off all my credit card debts and student loans in my first year living in Taiwan, and have built a healthy nest egg that has allowed me to start planning for a more comfortable future.

Where to Start

The starting salaries for teaching English abroad differ from country to country.  Graduate degrees and certifications also secure better pay. Currently, the highest paying jobs for English teachers are in Japan, China, South Korea, Taiwan, Saudi Arabia, Kuwait, and the United Arab Emirates. The best paying teaching positions will likely take you to exotic and remote locales, but there are still decent positions in popular tourist destinations like Thailand and Vietnam. Some countries in the Middle East even offer contracts that pay up to $80,000 for only nine months of work if you are brave enough to travel there.

It was a difficult decision to teach abroad, but for me it provided the keys to my financial freedom. Many English teachers only spend a year or two before returning home to find employment, but I have chosen to make a career of teaching English overseas. I have been able to pay off all my debts, save nearly $1,000 each month,  have affordable health care and am rarely required to work more than 30 hours each week. While this may not be an ideal solution for everyone, it provided a clear path out of debt and helped me gain control of my life and finances.

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6 Reasons To Pick An Online Casino Over A Land-Based One

Casinos are fun places where you can play your heart out while earning some serious moolah. In case you’ve never been to a land-based casino, maybe try out slot games first to virtually experience it. There are a lot of advantages of playing casino online, read on to find out.

You can check its legality

The most crucial thing to do is to check if the institution or site you are playing on is legally registered. Since you cannot just walk into a brick and mortar casino and ask to see their legal documentation, it is a safer bet to research online for casino sites that are approved by the required authority and can produce proof of their legitimacy.

Play in the comfort of your own home

It can be intimidating to walk into a dazzling casino without knowing what to do or who to approach. When you are playing online, you can get to access the casino scene from your office, home, or wherever it seems convenient for you.

Importantly, you also avoid meeting a lot of strangers who might be looking to dupe you into making unprofitable bets. Moreover, land-based casinos have a tangible property like betting boards, cards, and coins which can be tampered with to make the person of their choice win.

No peer pressure

Most casinos have pubs along with the betting area, and you might get lured into being in a state of complete inebriation while playing, simply because everyone around you will be doing it.  Naturally, a drunk, you will be more susceptible to risk-taking and frisky handling of finances.

Other than the alcohol impairing your critical thinking abilities, there will also be a threat of adrenaline junkies who will encourage you to make huge bets. The kind of behavior that you might encounter in some casinos is one of the reasons you should opt for an online game.

You can try free mobile slots first

Probably the biggest advantage of choosing online casinos is that they allow you to play a few free games before you move into the betting territory. No real-life casino would give you that opportunity.

Additionally, casinos are a metropolitan city phenomenon. If you don’t live in a city that has a casino, you can still enjoy free mobile slots, playing it online, and winning tons of money without actually having to travel anywhere.

Removes the need to carry bundles of cash with you

A lot of casinos don’t accept cards or any online payment method, making it imperative to bring the betting money in cash. This runs the risk of you getting robbed or losing the money. So if you are the kind of person who is more accustomed to online payment, then online casinos are for you.

However, be mindful that a lot of casino sites are fake and only looking out to steal your money, so make sure to choose an authentic site only before giving in your payment details.

You can play a variety of games

Online casinos have the opportunity to mix things up and get creative with the games they host.

Since the games are computerized, they can use different algorithms to spice the game up and keep the players coming back for game after game.