Home Upgrades That Are Worth the Money

There are many things that you can do to upgrade your home. Upgrading your home is a great idea if you want to increase the value of your home as well as make your life easier. While it may cost some money upfront, the return on your investment will be great.

Upgrading your Flooring

The flooring of your home gives the home the right look and feel. You want your floor to never go out of style. Wood floors seem to be the most popular. If you cannot afford to invest in wood floors throughout, consider upgrading your floors one room at the time, with a strong focus on the living room and the kitchen. If you live in an area where the winters are brutal, consider upgrading your flooring with radiant heat. This is a big selling point for potential buyers. Radiant flooring will also help you to be warmer in the winter months.

Upgrading to Energy Saving Appliances

Consider upgrading your appliances to those that offer energy savings. Being eco-friendly is highly important today, and it is a big selling point among buyers. Switching all of your appliances over to energy-efficient ones will help you to save money each month on your utility bill. While you are upgrading your appliances, consider looking at the popular stainless-steel ones. These are increasingly popular in homes all over the country.

Installing a Water Softener

Hard water can damage skin and clothing, as well as contain bacteria and other contaminants. Having hard water in your home can also lead to stains in your bathtub and other issues with your plumbing. Opting for a home water softener installation in San Diego and other cities with hard water might be the best path forward. Adding in a water softener will help to alleviate heavy minerals in the water. Many home buyers love to see this feature in a home.

Upgrading your HVAC Unit

If your HVAC unit is over ten years old, it may be time for an upgrade. Over time, your HVAC system will suffer from wear and tear, requiring repair to stay functional. The HVAC system will eventually start to have to run harder and longer to effectively heat or cool your home. Replacing your system will not only save you money on your utility bills, but it will also help your home stay at a more comfortable temperature. While you are having a new system installed, consider adding a UV light to kill germs that might get into your home.

Upgrading your Windows

When you have older windows, a good bit of your cool or warm air escapes. In the winter months, you will find that more and more cold air enters your home. This makes your heating and cooling system work harder, which in turn creates higher utility bills. Many people have received a higher power bill in the winter months and have not known the reason why. It is always best to replace any windows in your home that are not rated energy efficient. While replacing windows is expensive, you will get a large return on your investment.

These above tips can greatly increase the value and functionality of your home. Consider doing all of these upgrades so that you save money on your power bill, improve the selling features of your home, and increase the comfort of your home.

7 Best Retirement Podcasts to Start Tuning in to Today


If you aren’t listening to personal finance podcasts then you’re missing out on some great money education. If you’re interested in early retirement, retiring rich, or simply making the most of your retirement years, then you should be listening to retirement podcasts. Here is a list of seven of the best retirement podcasts on the air today.

1. Personal Profitability

This is a diverse money podcast that covers a variety of topics, several of which relate to retirement. For example, you’ll find a lot of information here about wealth-building, which is key to having a good retirement experience. There are quite a few FIRE episodes. For example, check out 3 Steps to Get Started on Your FIRE Plan. Plus, there are episodes specific to retirement planning. For example, listen to Retirement Planning with Christine Russell. Recent episodes are about half an hour long; older archives are a bit longer.

2. Financial Freedom

If you want to retire early then this is one of the best retirement podcasts for you. Grant Sabatier, author of Financial Freedom and creator of Millennial Money, obtained his own financial freedom by the age of 3o. He shares his own tips and interviews other people about how to achieve the same goal. There are many different approaches to retirement. For example, you can take mini-retirements over time to avoid burnout, which you can learn more about from this episode.

3. Listen Money Matters

This is another of the best retirement podcasts for people focused on retiring early. It’s all about how to earn as much money as possible right now so that you can retire and enjoy your later years work-free. In addition to all of the individual episodes, they’ve curated some of the best information for you into organized playlists. For example, check out Lessons from Self-Made Millionaires or Get Your Cashflow On with real estate investing.

4. Retirement Answer Man

What better place to get your retirement questions answered than from the Retirement Answer Man? With nearly 300 episodes to date, this podcast by Roger Whitney is one of the best retirement podcasts you’ll ever come across. It answers not only basic questions but also really in-depth aspects of retirement. For example, listen to The Pros and Cons of Variable Annuities for retirement. Alternatively, learn about how your personality plays into retirement planning.

5. Rock Your Retirement

The best retirement podcasts aren’t just about how to handle your finances. Instead, they’re also about how to live your best life after your retire. That’s what Rock Your Retirement is all about. Recent episodes include a series on dealing with pain as you age and how to handle the challenges of living in a multi-generational household.

6. NewRetirement

This podcast features interviews with an intriguing array of professional people who share their tips and tricks for maximizing both money and happiness upon retirement. Recent episodes have included interviews with investment entrepreneur Brian Bollinger, personal finance journalist Cameron Huddleston, and former Dwell Magazine CEO Michela Abrams.

7. Retirepreneur

More and more people are retiring from full-time work only to switch over to past-time passion projects that still earn them an income. It’s a great way to embrace retirement without getting bored. This podcast is all about how to make that happen. Specifically it’s about doing part-time consulting work post-retirement. For example, listen to Senior Start-Ups, Side Hustles, & Chat with Dawn Starks.

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